# Sovereign Union

> A neo bank on NEAR for money that lives across chains. One Union Pass (your own NEAR Intents account) for
> Solana, EVM and NEAR wallets; $UNION, a token backed by a multichain reserve of Bitcoin, Ether, Solana, NEAR and
> USDC; launched tokens that each get their own reserve; and an AI Banker that prepares moves for you to approve.

Site: https://enterunion.com · X: https://x.com/enterunionHQ

## How it works

- Union Pass: an account on NEAR Intents, opened by the user's own wallet. Nobody else can move its funds; every
  move is signed by that wallet.
- $UNION: the Union's token. It trades in a Rhea pool on NEAR with locked liquidity and a 1% tax; fees fill its
  reserve (the vault). Holders can redeem their share of the vault (minus 3% that stays for everyone left).
- Launched tokens: anyone can launch a token; each gets its own Rhea pool (liquidity locked) and its own vault.
- Bankers: everyone who holds $UNION. Half of the $UNION fee income is paid to them daily as their Salary.
- Fees: no app fee on trades; the pool's 1% fee and the token's tax apply. Money crossing chains through 1Click
  (SOL, ETH, USDC, USDT) pays a 1% bridge fee.

## For AI agents

- The AI Banker is an MCP connector. The owner connects it from the app (AI Banker on the Pass card) for Claude,
  ChatGPT or IronClaw. It can read the Pass, $UNION, launched tokens and quotes, and propose trades, launches and
  name claims. Every proposal waits for the owner to approve it in their own wallet; an agent cannot move funds.
- Public data is read-only: prices, launched tokens and the reserve are shown in the app and on-chain.

## Risks

Crypto tokens can lose all their value. The contracts have not had an outside audit. Nothing here is financial
advice. Read the Disclaimer: https://enterunion.com/#disclaimer